Many individuals are hesitant to file bankruptcy because they feel that they can be discriminated against in the future.  Section 525 of the U.S. Bankruptcy Code has made sure that this cannot happen to you.

Utility services—Public utilities, such as electric company, cannot refuse or cut off service because you have filed for bankruptcy.  However, the utility can require a deposit for future service and you do have to pay bills that arise after bankruptcy is filed.

Discrimination—An employer or government agency cannot discriminate against you because you have filed for bankruptcy. A side note, while Section 525 of the U.S. Bankruptcy Code prohibits discrimination against anyone solely on the basis of insolvency, employers have a right to selectively screen individuals before hiring them, and it is difficult to prove discrimination.

Driver’s license—If you lost your license solely because you couldn’t pay court-ordered damages caused in an accident, bankruptcy may allow you to get your license back.

If you are contemplating bankruptcy, contact us for more information and the expertise you need.